Salaried employees
- Who qualifies
- Anyone with a Form 16, whether from one employer or several during the year.
- Why you need to file
- To claim the correct regime, recover excess TDS and keep a clean record for loans and visas.
Income tax return filing
File your income tax return with confidence.
Fast, secure and expert-assisted ITR filing for salaried individuals, professionals, freelancers, business owners and NRIs.
- ITR-1 & ITR-2 (non-audit)
- 31 July 2026
- ITR-3 & ITR-4 (non-audit)
- 31 August 2026
- Audit cases
- 31 October 2026
- Belated return
- 31 December 2026
FY 2025-26 · AY 2026-27
Return filing status
Income tax
₹1,86,420
Refund due
₹18,240
- Documents received
- AIS & 26AS reconciled
- Computation shared for approval
- Return filed & e-verified
Document verification7 of 8 verified
- Secure process
- 100% online
- Pan-India
- Transparent pricing
- Expert support
Who is this for
Built for how you actually earn
The return that suits a salaried employee is not the return that suits a consultant or an NRI. Find where you fit.
Freelancers
- Who qualifies
- Designers, developers, writers and creators billing Indian or overseas clients.
- Why you need to file
- To declare receipts under presumptive taxation where eligible, and reconcile TDS deducted by clients.
Consultants
- Who qualifies
- Independent professionals invoicing companies on retainer or per engagement.
- Why you need to file
- To claim genuine expenses, manage advance tax and avoid mismatch notices on 194J credits.
Doctors
- Who qualifies
- Practitioners with clinic receipts, hospital consultancy income or both.
- Why you need to file
- To choose between presumptive and regular books correctly, since the decision affects audit exposure.
Business owners
- Who qualifies
- Proprietors and partners running trading, manufacturing or service businesses.
- Why you need to file
- To align books, GST turnover and the return, which is where most scrutiny begins.
NRIs
- Who qualifies
- Non-residents with rent, interest, capital gains or property sale proceeds in India.
- Why you need to file
- To claim treaty relief, recover TDS deducted at source and repatriate funds without delay.
Forms
Which ITR form do you need?
The form follows the nature of your income, not your job title. Filing on the wrong form makes a return defective.
ITR-1
SahajEligibility
Resident individuals with total income up to ₹50 lakh from salary or pension, up to two house properties, and other sources such as interest.
Suitable for
- Salaried employees
- Pensioners
- Second-home owners
Example
A salaried employee with one Form 16, a self-occupied flat, a let-out flat and bank interest.
Not for: Business income, foreign assets, or being a company director.
ITR-2
Capital gains & multiple sourcesEligibility
Individuals and HUFs without income from business or profession, including those with capital gains, foreign income or assets, or more than two house properties.
Suitable for
- Investors
- NRIs
- Company directors
- ESOP holders
Example
A salaried employee who sold listed shares, holds RSUs in a foreign parent, or owns three properties.
Not for: Anyone with proprietary business or professional income.
ITR-3
Business & professionEligibility
Individuals and HUFs earning income from a proprietary business or profession, including partners in a firm, with books of account maintained.
Suitable for
- Doctors & lawyers
- Consultants
- Traders
- Firm partners
Example
A practising doctor with clinic receipts, or a trader reporting F&O turnover alongside salary.
Not for: Someone with only salary, house property or capital gains.
ITR-4
SugamEligibility
Resident individuals, HUFs and firms (other than LLPs) with total income up to ₹50 lakh declaring presumptive income under sections 44AD, 44ADA or 44AE.
Suitable for
- Freelancers
- Small businesses
- Transporters
Example
A freelance designer declaring 50% of receipts under 44ADA, or a shop owner under 44AD.
Not for: Capital gains beyond prescribed limits, foreign assets, or income above ₹50 lakh.
Document checklist
What to keep ready
Tick what you already have. Not everything applies to everyone — we confirm your exact list on the call.
Our process
From first call to acknowledgement
Step 1: Book consultation
A short call to understand your income sources and pick the right form.
Step 2: Upload documents
Share your documents securely, or send them to us on WhatsApp.
Step 3: Review
We reconcile everything against your AIS, TIS and Form 26AS.
Step 4: ITR preparation
Both regimes computed, and the lower liability recommended to you.
Step 5: Verification
You review the computation and confirm before anything is submitted.
Step 6: Filing
The return is filed on the portal and e-verified within the time limit.
Step 7: Acknowledgement
You receive the ITR-V acknowledgement and a copy of the full computation.
After filing
Refund tracking and notice support continue at no extra charge for the returns we file.
Why us
Why choose MyMoneyNest
Secure
Documents are collected and stored through a controlled, privacy-first process — never over open group chats.
Transparent
A fixed quote before work starts, and the full computation shared with you before anything is submitted.
Expert guidance
Returns are prepared and reviewed by qualified professionals, not generated from a form you fill in yourself.
Quick response
A reply the same working day, and a defined turnaround from the point your documents are complete.
Personalised support
Advice built around your income, structure and plans — including the regime that genuinely costs you less.
100% digital
Consultation, documents, approval and filing all happen online, from anywhere in India.
Common questions
Answered before you ask
Still unsure about something? Bring it to the consultation — it’s free, and there is no obligation to engage us afterwards.
- For AY 2026-27 the due date was 31 July 2026 for ITR-1 and ITR-2 filers who do not require an audit, and 31 August 2026 for ITR-3 and ITR-4 non-audit cases. Audit cases are due by 31 October 2026. If no further extension is announced, these are the dates that apply.
- Yes. A belated return under section 139(4) can be filed up to 31 December 2026. A late fee under section 234F applies — up to ₹5,000, reduced to ₹1,000 where total income does not exceed ₹5 lakh — along with interest under section 234A on any unpaid tax. Filing late also restricts your ability to carry forward most losses.
- No. The Income Tax Act, 2025 came into force on 1 April 2026, but income earned during FY 2025-26 is assessed under the Income-tax Act, 1961. You still select AY 2026-27 on the e-filing portal and file under the old Act. The new Act applies from FY 2026-27 onwards.
- It depends on the nature of your income, not your profession. Salary and up to two house properties usually means ITR-1; add capital gains, foreign assets or directorship and it becomes ITR-2; proprietary business or professional income means ITR-3; presumptive income under 44AD, 44ADA or 44AE means ITR-4. We confirm the correct form before preparing anything.
- It depends on how much you actually claim, not on which regime sounds better. The new regime has lower slab rates with almost no deductions; the old regime is usually better when you have significant 80C, 80D, HRA or home-loan interest claims. We compute your liability under both and file under whichever is lower.
- If you have only salary, pension, house property or capital gains income, you can choose afresh each year while filing. If you have business or professional income, the choice is made through Form 10-IEA and switching back is restricted, so it needs to be planned rather than decided at filing time.
- Yes, if your total income before deductions exceeds the basic exemption limit. TDS is only tax collected in advance — the return is where your final liability is computed. Filing is also the only way to claim a refund of excess TDS.
- Yes. The rebate reduces your tax to nil, but the obligation to file is triggered by your income crossing the basic exemption limit, not by tax being payable. Filing also protects you if the department later questions high-value transactions reported in your AIS.
- An NRI must file if income earned or accrued in India exceeds the basic exemption limit, or to claim a refund of TDS deducted on rent, interest, or the sale of property or shares. We also check treaty relief under the applicable DTAA and handle Form 15CA/15CB where funds are being repatriated.
- At minimum: PAN, Aadhaar, bank account details, and Form 16 if you are salaried. Depending on your situation we may also need your AIS and TIS download, bank statements, capital gains statements from your broker, business books, GST returns and proof of deductions claimed.
- For a straightforward salaried return, typically two to three working days from the point we have complete documents. Capital gains, business income and NRI cases take longer because reconciliation takes longer. We tell you the expected timeline before you engage us.
- Every transaction is reconciled against your broker statements and your AIS before anything is reported. Equity and mutual fund gains are classified as short or long term with grandfathering and indexation applied where relevant, and virtual digital assets are reported separately in the VDA schedule at the prescribed rate.
- The Annual Information Statement records financial transactions reported to the department by banks, brokers, employers and registrars. The Taxpayer Information Summary is the condensed version. Mismatches between your return and your AIS are the most common trigger for notices, which is why we reconcile them before filing rather than after.
- A filed return is not valid until it is verified, and verification must be completed within 30 days of filing. The quickest method is an Aadhaar OTP on your registered mobile number; net banking and demat-based verification also work. We guide you through it at the time of filing.
- Refunds are processed by the Centralised Processing Centre after your return is verified, and are usually credited within a few weeks for straightforward returns. Your bank account must be pre-validated and PAN-linked. We track the status and tell you if the department raises any adjustment under section 143(1).
- Most notices are routine — a mismatch under section 143(1), or a request for clarification. Notice support is included for the returns we file: we read the notice, explain what it actually asks for, and draft the response on the portal within the deadline.
- Yes. A revised return under section 139(5) can be filed for AY 2026-27 up to 31 March 2027. Beyond that window, an updated return under section 139(8A) may be available subject to conditions and additional tax. It is far cheaper to get the original return right.
- The fee depends on the complexity of your return — a single Form 16 is not the same as a return with capital gains, foreign income or business books. You receive a fixed quote in writing after the consultation, before any work starts. There are no charges added later.
Ready to file your income tax return?
Book your consultation today. We’ll confirm the right form, the right regime and exactly what we need from you.