What it asks for
- Gross salary and other income
- 80C, 80D and other deductions claimed
- House rent allowance and rent paid
- Home loan interest, if any
Calculator
Old vs new regime
Compares tax under the old and new regimes on the same inputs, so the choice is arithmetic rather than opinion.
Compare both regimes side by side
Rates applied are those in force for FY 2025-26 (AY 2026-27). Results are indicative and depend entirely on what you enter.
Salary, pension and other income before any deduction.
80C, 80D, home loan interest, HRA exemption and similar, totalled.
Enter your income to compare
You will see tax under both regimes for FY 2025-26 (AY 2026-27), with the slab-by-slab breakdown.
What this calculator does
What it returns
- Tax under each regime, with the difference
- The break-even level of deductions for your income
- What would have to change for the answer to flip
Where it stops
With business or professional income the choice is exercised through Form 10-IEA and switching back is restricted — so this comparison is a starting point, not the decision.
Want the number checked against your actual position?
A consultation gives you the figure computed on your real documents, not on estimates — and tells you what to do about it. It is free and there is no obligation afterwards.
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