Scaling SMEs
- The problem
- Growth is funded from cash flow until the cash suddenly runs short.
- How we help
- Working capital modelled so growth is funded deliberately, not accidentally.
Business growth
Finance support built for the next stage.
Budgets, cash flow, unit economics and lender or investor readiness — the finance work that scaling actually requires.
- Budget & forecast
- Unit economics
- Working capital
- Investor readiness
Management pack · Q2 FY 2026-27
Financial position
Revenue trend
8 months
Net cash flow
₹9,18,400
Positive, 6 months running
Gross margin
41.6%
Target 40%
Budget vs actual104% of plan
ActualBudget
- Accounts receivable₹34,80,00042 days
- Accounts payable₹21,16,00038 days
- Secure process
- 100% online
- Pan-India
- Transparent pricing
- Expert support
Who is this for
Who we usually do this for
Funded startups
- The problem
- Burn and runway are tracked in a spreadsheet nobody trusts.
- How we help
- Runway modelled from actuals, with scenarios before each major commitment.
Businesses approaching lenders
- The problem
- Projections are prepared to fit the application rather than the business.
- How we help
- Defensible projections built from your own historicals.
What we do
What the engagement covers
Budgeting
An annual budget built bottom-up and held to account monthly.
Forecasting
Scenario models for hiring, pricing and capex before commitments are made.
Unit economics
What a customer, product or channel actually contributes after full cost.
Working capital
Receivables, inventory and supplier terms worked as one cycle.
Lender readiness
Projections, ratios and covenant tracking prepared ahead of renewal.
Investor readiness
Clean historicals, a defensible model and a data room that survives diligence.
Our process
How the work runs
Step 1: Consultation
A short call to understand your position and confirm what actually applies to you.
Step 2: Document collection
A checklist tailored to your case, collected through a controlled shared folder.
Step 3: Preparation
The work is prepared and reconciled against your own records, not just re-keyed.
Step 4: Review & approval
A qualified professional reviews it, and you approve before anything is submitted.
Step 5: Filing & support
Filed on time, with the acknowledgement and follow-up support that comes after.
Common questions
Questions we are asked most
Scope, timing and cost — answered before you have to ask for them.
Related services
- Growth advisory is usually project-based — a budget, a model, a diligence exercise. Virtual CFO is the ongoing monthly engagement. Many clients start with one and move to the other.
- No. We prepare the financial side and the data room. We do not introduce investors for a fee or advise on the merits of an investment — that is a different and regulated activity.
- Two to three years of financials, current banking and loan details, your customer and supplier ageing, and whatever plan you already have.
- No. We commit to the analysis, the model and the review rhythm. Anyone promising a revenue number is guessing about your market.
- A defined project usually runs four to eight weeks. Ongoing support moves to a monthly retainer if you want it.
Plan the next stage properly.
Book a strategy call and we will give you an honest read on where your finance function stands.